Sunday, August 5, 2018

Insuring your cigarette.

This Can Happen Only In USA  ?

This actually took place in *Charlotte, North Carolina*, USA.

A lawyer purchased a box of very rare and expensive cigars, then  insured them against, among other things, loss due to fire.

Within a month, having smoked his entire stockpile of these great   cigars, the lawyer filed a claim against the insurance company.

In his claim, the lawyer stated the cigars were lost 'in a series of   small fires.'

The insurance company refused to pay, citing the obvious reason, that   the man had consumed the cigars in the normal fashion.

The lawyer sued and WON!  (Stay with me.)

Delivering the ruling, the judge agreed with the insurance company that   the claim was frivolous.
The judge stated nevertheless, that the lawyer  held a policy from the company, in which it had warranted that the  cigars were insurable and also guaranteed that it would insure them against fire, without defining what is considered to be unacceptable  'fire' and was obligated to pay the claim.

Rather than endure lengthy and costly appeal process, the insurance company accepted the ruling and paid *$15,000* to the lawyer for his loss  of the cigars that perished in the 'fires'.

_NOW FOR THE BEST PART_...

After the lawyer cashed the cheque, the insurance company had him  arrested on 24 counts of ARSON!!!

With his own insurance claim and  testimony from the previous case being used against him, the lawyer was  convicted of *intentionally burning his insured property* and was  sentenced to 24 months in jail and a $24,000 fine.

This true story won First Place in last year's *Criminal Lawyers Award*  contest in USA.


Initially when I saw this post,  I laughed at the lawyer and out of curiosity,  I decided to find out more about the lawyer,  then I came across this link;

https://www.snopes.com/fact-check/cigarson/

...then i realised that this story has been circulating as far back 1996 with little modifications to sweeten it..

In conclusion i realised  it's FALSE and it never really happened.

Many more stories like this are being circulated on the Internet and are never true... watch out!🙄

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