Insuring your cigarette.

This Can Happen Only In USA  ?

This actually took place in *Charlotte, North Carolina*, USA.

A lawyer purchased a box of very rare and expensive cigars, then  insured them against, among other things, loss due to fire.

Within a month, having smoked his entire stockpile of these great   cigars, the lawyer filed a claim against the insurance company.

In his claim, the lawyer stated the cigars were lost 'in a series of   small fires.'

The insurance company refused to pay, citing the obvious reason, that   the man had consumed the cigars in the normal fashion.

The lawyer sued and WON!  (Stay with me.)

Delivering the ruling, the judge agreed with the insurance company that   the claim was frivolous.

Finally, I have found a way to deal with NEPA!

HOW TO LOWER YOUR PHCN BILL...,...

A thread on why PREPAID METER being distributed TO ALL may never be achieved in Nigeria.
After the Nigerian Police, Nigerian Electricity distribution companies are next on the list when it comes to corruption. This has been in existence from time immemorial, just like barracks, many government have come and gone but the deep rooted corruption in the system remains
In April 2016, I moved in to my current apartment. The apartment was still connected to an old meter and there was an outstanding payment of about N385,000.00 to be paid.

This wasn't revealed to me before I made payment for the rent, as usual (that's how they all do)

Men of gold don't wear gold

Men of gold don't wear gold. By Sam Adeleke
Yesterday I had to visit somewhere and it was raining so I did not want to drive there since I was not too familiar with the road, so I parked my car somewhere close and used a keke (local tricycle).

While I was there I got a call from a long time friend reminding me of my promise to her husband over a job, so I quickly told her my location, and asked her to tell her husband to meet me up ASAP since I will be leaving town soon, but I told her to tell her husband to meet me up where I packed my car since that place was a popular land mark .

I don’t know her husband and we have never met before. As I sent her the address, she called me back and was so excited that I was even around her area which will make it easy for him because he did not even have transport to come out,things was that bad. So I told her that he should pick a drop and I will pay.

In other not to keep him stranded I had to start rushing back to where I packed my car. God, I even entered under the rain, cold, just to meet up with him so he will not be stranded. As I was walking under the rain I saw a keke and stopped it. The keke man asked me to beg the man inside, so I started begging. The man refused and said I was wet. I told him I will sit one side, and he refused, saying except I pay for both his fare and mine.

I agreed, then he allowed me. As I entered this man kept me uncomfortable, saying if my wet clothes touch him again I will get down. I just kept my cool until I finally got to my destination. I did not even reach until I stopped at the junction and paid then used my legs to walk to my car, since it was very close.

I was inside my car warming myself, then I got a call from my friend saying her husband was around, so I described my car and he came. I saw someone knocked on my car glass, wound down and it was

Prioty setting

A boat was docked in a tiny Portuguese fishing village.

A tourist complimented the local fishermen on the quality of their fish and... asked how long it took to catch them.

"Not very long" they answered in unison.

"Why didn't you stay out longer and catch more?"

The fishermen explained that their small catches were sufficient to meet their needs and those of their families.

"But what do you do with the rest of your time?"

"We sleep late, fish a little, play with our children, and take siestas with our wives. In the evenings, we go into the village to see our friends, have a few beers, play the guitar, and sing a few fados and songs. We have a full life."

The tourist interrupted, "I have an MBA from Harvard and I can help you! You should start by fishing longer every day. You can then sell the extra fish you catch. With the extra revenue, you can buy a bigger boat."

"And after that?"

"With the extra money the larger boat will bring, you can buy a second one and a third one and so on until you have an entire fleet of trawlers.

Instead of selling your fish to a middle man, you can then negotiate directly with the processing plants and maybe even open your own plant. You can then leave this little village and move to Lisbon, London or even New York City!!! From there you can direct your huge new enterprise."

"How long would that take?"

"Twenty, perhaps twenty-five years." replied the tourist.

"And after that?"

"Afterwards? Well my friend, that's when it gets really interesting," answered the tourist, laughing. "When your business gets really big, you can start buying and selling stocks and make millions!"

"Millions? Really? And after that?" asked the fishermen.

"After that you'll be able to retire, live in a tiny village near the coast, sleep late, play with your children, catch a few fish, take a siesta with your wife and spend your evenings drinking and enjoying your friends."

"With all due respect sir, but

WE BUILT THIS PLACE

Sadly but succinctly stated:

*WE BUILT THIS PLACE*

by Ademola H. Adigun

A lecturer wanting 5 rounds to pass a female student. A policeman demanding 500k for bail. A judge demanding 5m for judgement. A public servant demanding 50m for a contract. A voter demanding 5k for his/her vote. A clergy demanding 5-500k for “blessings”. A leader(s) close their eyes to corruption and nepotism. A parent offering 50k for ward’s admission into school or paying for exam questions.

A society rewarding incompetence. A society  closing its mind to murder. A society shutting down common sense. A society designed to allow the worst to emerge to the top, in many respects. A society that justifies all things in the name of politics, tribe, ethnicity and individual benefit. A society that blackmails others for difference in thinking.

A Nation that we have all collectively built. One working towards oppressing the other. Where impunity is rife. Where our default thinking is on wailing or hailing never a consideration of the issue.

*A society with low or no expectations from their leaders.*  A society in conflict with itself.

*A society where thought is absent*. That all issues are swept under the carpet depending on who holds the broom and where all things can be covered depending on where the umbrella tilts.

 A society where seemingly educated men run away from speaking out in the face of evil so that they will be seen as saints .

A society where evil doers are glorified by men who pretend to be gentlemen.

A society  where men have no regards to the legacy they will leave behind.

*A society where money is preferred to wisdom!!!*

*We built this place*
Copied.

The Misconception

THE MISCONCEPTION😑

Listen, it is true that as believers the goal of every godly relationship is a happy marriage. That is our focus. That is the reason why we start a relationship when we feel we are ready to work through one. That is why we are trying so hard to check for comparability, to fit into each other's lives. Marriage is, and remains the long term plan. But hey, not all relationships are meant to end up there, no matter how good it is. This might be kinda hard for you to understand i know, but I think it is time you learn to accept this truth.
Many times God plants people in our life to be our "HELP KEEP" for a season. That is, an HELP to KEEP us going strong through some challenging periods of our life, not for a lifetime.
God plants us

Investment Tips 1

*Remember, when an investor grows old his son inherits his business👜💼💶 but when a professor🎓👨‍🎓 grows old and retires his certificate becomes a waste!🚮🤭🙆🙅‍♂*

*Think investment*😎
 *When we were growing up we were told that education is the key🗝to success*
*Now we went to school, graduated*, *got the key*🔑  *only to discover that*
*the government has* *CHANGED the padlock*🔒🙆🙆🙆🚪🙆🙆🙆. 😂😂😔😔

*Investment is the new Key!*

*Think investment*

Quote of the day

"It is hard to fail, but it is worse never to have tried to succeed." - Theodore Roosevelt.

VISION; THE POWERFUL TOOL.

Vision… the future unveiled

“Where there is no vision the people perish”

… Proverbs 29:18

Vision is a desired future that an individual, group of persons or an organization would like to achieve. It acts like a beacon guiding and leading always in the right direction, even through the darkest of times when ideas dry up. Vision is the ability to see and communicate or show a future that is better than the present and chart a path into it. Vision is one of the greatest requirements for leadership. “When I think of vision, I have in mind the ability to see above and beyond the majority.” Charles R. Swindoll.

“It is a terrible thing to see and have no vision.”   …Helen Keller

Why visions?

“Dream lofty dreams, and as you dream, so you shall become. Your vision is the

GOOD NEWS!!!

Good day friend.

I happen to be privileged  to come in contact wth  your system either to fix it or for some other reason, and as a result I feel obliged to use this medium to share with you the greatest news you can ever hear- THE GOOD NEWS.

Before I continue, I would like to congratulate you if you’ve already know the Lord, but if you’ve not I pray that you’ll find it needful after reading this.

Once upon a time, in the beginning, God created man in his own image after his likeness. He was fearfully and wonderfully made, perfect and pure in all his ways. He was put in a beautiful garden and was made to tender it and to crown it all; he enjoyed the fellowship of God’s intimate presence and friendship.

Unfortunately,

CARELESS SOUL "poem"

O CARELESS SOUL

O careless soul

Will you not heed the pleadings of the Saviour?

Will you take for granted His sufferings and shame?

Will those bitter tears of His over you be in vain again today?

Will you not surrender your all to Him henceforth?

O careless soul

Why do you think things will continue the way it had always been?

Why do your ambitions deceive you that tomorrow will be better?

Why do you think there will be another opportunity after this one?

Why are you postponing the day of your salvation?

O careless soul

For how long do you think the Saviour will be waiting?

For how long are you sure you will live on earth?

For how much will you trade your eternal destiny?

For the time is at hand, the Saviour is knocking again today.

O careless soul

When will you let the Saviour into your heart?

 When will you stop these arguments and break down in tears?

When will you cut off that relationship and receive Jesus?

When, when, when will you be set free from sin?

O concerned soul

The blood of Jesus is powerful to make you truly clean;

There is salvation in no other but this exalted name – JESUS;

There you are, not by works but by grace through faith,

The life of Christ will spring from within and the victory given.

O concerned soul

This is the only route to the celestial city of God.

Follow peace with all men and holiness without which no man shall see God.

The standard cannot change for anyone – no respect of persons with God.

We can do nothing against the truth but for the truth.

O concerned soul

You can there on your knees seek God’s face for salvation so real.

 You can be given the Spirit’s witness and the spirit of adoption.

You can be separate from the world and filth – wholly set apart.

You can join like minds to fellowship and seek your growth.

O soul, the Saviour is calling passionately, will you respond now?

Surrendering Pride

Proverbs 29:23 A man's pride will bring him low, but he who is of a humble spirit will obtain honor.

Surrendering Pride

Recently, I was shocked to learn from God that I had pride in my heart that I needed to get rid of. I say I was shocked because I always thought of pride as something that other people had issues with, and that these people were kind of dumb for ever puffing themselves up in such a way. I had also very recently written a message about humility because God showed me some things about what it really meant to be humble. I guess it hadn't entirely sunk in.

Proverbs 8:1,4,13,35,36 (NIV) "1 Does not Wisdom call out? Does not Understanding raise her voice?...4 'To you, O man, I call out; I raise my voice to all mankind. ...13 To fear the Lord is to hate evil; I hate pride and arrogance, evil behavior and perverse speech. ...35 For whoever finds me finds life and receives favor from the Lord. 36 But whoever fails to find me harms himself, all who hate me love death.'"

I also learned that pride is a sneaky kind of sin (well, most sin is sneaky.) that hides in your heart until you're so desperately miserable that you can't help but come crashing down at the feet of God, begging to be led out of whatever mess it is that you've landed yourself in. So that's why I was shocked. I was miserable and crying out to God for deliverance, when God said, "You have pride in your heart."

I said, "What? God, I think I heard You wrong."

Then, one night when I was telling my wife about how rough things were going at work and how mad I was about something, and she said, "Sounds like pride, Jonny." Well, I didn't like that one bit. And then finally, things really blew up and I just had to surrender.

Pride Defined

When I went to look the word 'Pride' up in the dictionary, it was interesting

SALVATION, what does it mean to you? series 7

to view series 6 click here

Secondly, by sore chastenings. This is another means which God uses in delivering His people from sin’s dominion. "We have had fathers of our flesh which corrected us, and we gave them reverence: shall we not much rather be in subjection unto the Father of spirits, and live? For they verily for a few days chastened us after their pleasure: but He for our profit, that we might be partakers of His holiness" (Heb_12:9-10). Those chastenings assume varied forms: sometimes they are external, sometimes internal, but whatever be their nature they are painful to flesh and blood. Sometimes these Divine chastisements are of long duration, and then the soul is apt to ask "why standest Thou afar off, O Lord? Why dost Thou hide Thyself in times of trouble?" (Psa_10:1), for it seems as though God has deserted us. Earnest prayer is made for a mitigation of suffering, but no relief is granted; grace is earnestly sought for meekly bowing to the rod, but unbelief, impatience, rebellion, seems to wax stronger and stronger, and the soul is hard put to it to believe in God’s love; but as Heb_12:11 tells us, "Now no chastening for the present seemeth to be joyous, but grievous; nevertheless, afterward it yieldeth the peaceful (peaceable, AV) fruit of righteousness unto them which are exercised thereby."

This life is a schooling, and chastenings are one of the chief methods God employs in the training of His children. Some

SALVATION, what does it mean to you? series 6

to view series 5, click here

The Divine Side of Our Salvation

We must now enter into a little fuller detail of the Divine side of our salvation from the power and pollution of sin. When a sinner truly receives Christ as his Lord and Saviour, God does not then and there take him to Heaven; on the contrary, he is likely to be left down here for many years, and this world is a place of danger, for it lieth in the Wicked one (1Jo. Rom_5:19) and all pertaining to it is opposed to the Father (1Jo. Rom_2:16). Therefore the believer needs daily salvation from this hostile system. Accordingly we read that Christ "gave Himself for our sins, that He might deliver us from this present evil world, according to the will of God our Father (Gal_1:4). Not only is the sinner not taken to Heaven when he first savingly believes, but, as we have seen, the evil nature is not taken out of him; nevertheless God does not leave him completely under its dominion, but graciously delivers him from its regal power. He uses a great variety of means to accomplish this.

SALVATION, what does it mean to you? series5

to view series 4 click here

But not only must the new nature be fed, it is equally necessary for our spiritual well-being that the old nature should be starved. This is what the apostle had in mind when he said, "Make not provision for the flesh, unto the lusts thereof" (Rom_13:14). To starve the old nature, to make not provision for the flesh, means that we abstain from everything that would stimulate our carnality; that we avoid, as we would a plague, all that is calculated to prove injurious to our spiritual welfare. Not only must we deny ourselves the pleasures of sin, shun such things as the saloon, theatre, dance, card-table, etc., but we must separate ourselves from the worldly companions, cease to read worldly literature, abstain from everything upon which we cannot ask God’s blessing. Our affections are to be set upon things above, and not upon things upon the earth (Col_3:2). Does this seem a high standard, and sound impracticable? Holiness in all things is that at which we are to aim, and failure to do so explains the leanness of so many Christians. Let the young believer realize that whatever does not help his spiritual life hinders it.

SALVATION, what does it mean to you? series 4

to view series 3 click here

SALVATION FROM THE POWER OF SIN

This is a present and protracted process, and is as yet incomplete. It is the most difficult part of our subject, and upon it the greatest confusion of thought prevails, especially among young Christians. Many there are who, having learned that the Lord Jesus is the Saviour of sinners, have jumped to the erroneous conclusion that if they but exercise faith in Him, surrender to His Lordship, commit their souls into His keeping, He will remove their corrupt nature and destroy their evil propensities. But after they have really trusted in Him, they discover that evil is still present with them, that their hearts are still deceitful above all things and desperately wicked, and that no matter how they strive to resist temptation, pray for overcoming grace, and use the means of God’s appointing, they seem to grow worse and worse instead of better, until they seriously doubt if they are saved at all. They are not being saved.

IT WERE BETTER NOT TO BE BORN!!!

IT WERE BETTER NOT TO BE BORN!!!

      Than to betray the Lord Jesus (Matthew 26: 24)

      Than to deny His Lordship (John 8: 24)

      Than to reject His salvation (Hebrews 2: 3)

      Than to be ashamed of the Lord Jesus (Mark 8: 38)

      Than to offend one of these little ones (Matthew 18: 6)

      Than to blaspheme the Holy Ghost (Mark 3: 29)

      Than to tread underfoot the Son of God (Hebrews 10: 29)

      Than to despise the Spirit of Grace (Hebrews 10: 29)

      Than to break one of these least commandments and die in such state (Matthew 5: 19)

      Than to be in Hell (Revelation 20: 15)

      Than to be a hairbreadth less the requirement of getting to Heaven (Revelation 21: 27)

Dear friend, where will you be when the trump of God shall sound?

                Trouble awaits those who overlook, postpone or assume they are saved.

                                Examine critically and repent sincerely. Get assured by His Spirit. Goodbye.

SIMPLE ETIQUETTE

ETIQUETTE

Etiquette is a code of behavior that delineates expectation for social manners according to contemporary conventional norms within a society, social class or group. Below are a few amongst many others.

1.         Etiquette require polite conversation such as “thank you”. “please”, “excuse me”. “I’m sorry”.

2.         Staring at others is very rude.

3.         Do not snap your fingers to get someone  attention, it is rude.

4.         When give a compliment, a simple “thank you” is all that is required, nothing less, nothing more.

5.         Never use a tooth pick or dental floss in public, if you must use these, excuse yourself from the public.

6.         When visiting the rest room in a social gathering “excuse me” is a that’s required.

7.         It is highly indecent to jump the queue, always wait for your turn, it shows you respect others.

8.         If lateness is inevitable, call ahead to inform as this reflects respect for others’ time.

9.         Phones, pagers and such gadgets should be switched to the silent mode in an assembly.

10.       Be mindful of littering your environment, etiquette demands otherwise.

11.       Corrupt  language such as the “F” word is unseemly in a polite conversation.

12.       Effective measures should be undertaken to forestall any kind of odour.

Oyinkan Fabikun

SALVATION, what does it mean to you? series 3

to view series 2 click on this link

First, our salvation from the pleasure or love of sin may be recognized by sin’s becoming a burden to us. This is truly a spiritual experience. Many souls are loaded down with worldly anxieties, who know nothing of what it means to be bowed down with a sense of guilt. But when God takes us in hand, the iniquities and transgressions of our past life are made to lie as an intolerable load upon the conscience. When we are given a sight of ourselves as we appear before the eyes of the thrice holy God, we will exclaim with the Psalmist, "For innumerable evils have compassed me about: mine iniquities have taken hold upon me, so that I am not able to look up; they are more than the hairs of mine head: therefore my heart faileth me" (Psa_40:12). So far from sin being pleasant, it is now felt as a cruel incubus, a crushing weight, and unendurable load. The soul is "heavy laden" (Mat_11:28) and bowed down. A sense of guilt oppresses and

SALVATION, what does it mean to you? series 2

this is actually a continuation of series1, to view series1 click here

And how is this miracle of grace accomplished, or rather, exactly what does it consist of? Negatively, not by eradicating the evil nature, nor even by refining it. Positively, by communicating a new nature, a holy nature, which loathes that which is evil, and delights in all that is truly good. To be more specific. First, God save His people from the pleasure or love of sin by puffing His holy awe in their hearts, for "the fear of the Lord is to hate evil" (Pro_8:13), and again, "the fear of the Lord is to depart from evil" (Pro_6:16). Second. God saves His people from the pleasure of sin by communicating to them a new and vital principle: ‘the love of God is shed abroad in our hearts by the Holy Spirit" (Rom_5:5), and where the love of God rules the heart, the love of sin is dethroned. Third, God saves His people from the love of sin by the Holy Spirit’s drawing their affections unto things above, thereby taking them off the things which formerly enthralled them.

If on the one hand the unbeliever hotly denies that lit is in love with sin, many a believer is often hard put to persuade himself that he has been saved from the love